Overheard at the LFGSS golf club bar

Just been hit by a big car bill, but if I get another decent premium bonds win next month I'll definitely message.

I’ve put a brand new eps groupset on my bike

commute

I paid 54k for my Tesla

k

I did assume there would be a chunk of duty to pay which is why ...... my friend just brings it back with her to swerve those fees.

TBF the prices of stuff listed in Japan at the moment still makes it good value

Fiddling taxes is prime golf club

it’s perfectly normal to spend £1000 a month on a car

Having been a passenger in an i5

Wait what? Is this real? Assume it's from the car thread.

This statement makes me feel slightly ill
(Mainly I feel thankful I don't have any outgoings that size no matter the cause)

I left the end off if this makes you guys feel any better

So it’s perfectly normal to spend £1000 a month on a car if you’re earning £80k.

I've just seen the full post and realised I shouldn't have a knee jerk reaction to things posted outside their full context in this thread.

In fact I'm just going to block this thread. it's fairly pointless as it's pretty much just things posted out of context that end up just winding me up needlessly.

Fore!

pretty much just things posted out of context

exactly

pretty things

knee jerk reaction to things

I shopped in my Model 3 for a Model Y

Sorry

I've just seen the full post and realised I shouldn't have a ... jerk ... to things posted ... in this thread.

Yeah watch thread is always low hanging fruit

Still not convinced that's 'normal'. Maybe for an enthusiast rather than someone who just needs a car.

Already the top 5% earner in the UK

All good.

Now I’ve been in an actual golf club bar, there’s nothing you can say that will make me feel worse than I already feel.

Obviously this is the wrong thread for reasonable discussion but here’s the info anyway:

https://amp.theguardian.com/uk-news/2023/jan/09/entrenched-car-culture-leaves-millions-of-britons-in-transport-poverty

It’s actually even scarier than I thought as the income figures are gross not take home.

Those who own a car spend on average 13% of their gross income on it, above the 10% generally seen as the indicator of transport poverty. For those paying for their car with a finance or loan deal this proportion rises to 19%.

So your average £80k-earning car-financing person actually spends £1266.67 a month on their car.

Average person, not outlying car enthusiast. And 92% of new cars are bought on finance.

Obviously I used the £80k figure to make the monthly payment sound really high, an average £33k earner with car finance spends a mere £522 of their £2154 take home monthly pay running their car.

Sounds insane, but I can see it - £300 finance, £100 fuel, £50 insurance, a couple of new tyres, breakdown cover, a car wash every few weeks, something fails etc.

TLDR: If you wish to fit in at the golf club the cost does not end with the membership fee.

a mere £522