Investment & Investing

just don't get drunk and spend it on a kebab

^^ That £50k coin is obscene. Now I'm starting to understand how they make their money though, as they obviously don't from people buying £20 coins for £20.

I wasn't saying I thought hippy's coin was necessarily a good investment by the way. I don't know if it will eventually be worth more but if not it will essentially depreciate in value as he won't be earning any interest on it and inflation takes effect. But it is never going to be worth less than twenty quid. Whatever that is worth...

I also have £££s of books that I've only read once. They aren't going to earn me any money. OMG what have I done?!?! #lolvestors

for some diversity hippy, consider going to the london art fair in january and sinking appx £1k into an artwork that you like

I have a Dura-Ace cog cushion. Does that count?

Im with hippy. Caring about investment = doing life wrong.

Watch Mary Poppins for everything you need to know on the subject.

Feeding the birds and flying kites is better than being rich. The older you get the more you know this to be the greatest truth and the key to happiness.

Sell all your shares tomorrow, buy a bike and ride off into the sunset.

X

I'm not riding tomorrow. Trufax.

I'm not inbesting either. Yes, 'inbesting', a typo I chose to leave as is.

Keep it real, bitches.

Investing for most is not about seeking happiness or even riches.

For a mixture of moral, philosophical, political and as well as economic believes I do not borrow more than I earn. Having no debt allows me to keep my finances liquid and so more freedoms in how I spend it

Not investing only means just buying shit you don't really need or allowing the government to steal any savings you do have through inflation.

Rather be wrong if being right means mortgaging myself to a bank and supporting the current corrupt system.

Full disclosure I do not watch any films produced by Disney
http://en.wikipedia.org/wiki/Walt_Disney#Accusations_of_antisemitism_and_racism

Not investing only means just buying shit you don't really need or allowing the government to steal any savings you do have through inflation.

This is very true. Almost any spending decision you make is a 'investment' of sorts - it isn't possible to opt out, so you might as well think about it properly.

For me though, having a mortgage (indeed a scarily large one), allows me to make more return on property through leverage. I'll always need to live somewhere, so the downside of buying a house at the top end of what I can afford is small - I'm effectively hedged because you can live in a house, but you can't live in a portfolio of FTSE 100 shares.

Anyone got any advice/experience regarding life insurance?
shall i just get it through my union?

union deal, good as any

My investment in greggs is up 10% on the back of a positive sales report.
Didn't need to be subscribed to the mince pie thread to know they were gonna have a good christmas but it helps.
http://www.lfgss.com/thread34087-8.html#post3986507
Keep eating them guys... they're not just for christmas.

Oh and that they fired 400 staff (god I love capitalism)
http://www.4-traders.com/GREGGS-PLC-4001975/news/Greggs-plc--Greggs-returns-to-sales-growth-ndash-and-cuts-more-than-400-jobs-17774004/

Thinking of taking my gains and running as 10% in a few months is a great return
but I recon the general public are only going to get more obese, so am torn.

An investment portfolio is like a bar of soap. The more you handle it, the smaller it gets.

Soap is generally better used a detergent or ingredient in explosives than value store.
I hope your not selling this advice.

http://www.everyinvestor.co.uk/news/2014/01/20/save-tax-investing-startups-7173/

^ my cynical side would add a couple of comments;

1) the commish' on flogging S/EIS is probably higher than flogging ISAs,
2) S/EIS is traditionally known as a tax efficient way to lose money. ISAs tend to be much more varied and include a range of lower risk investments.

Think your missing the point.. its not ISAs vs S/EIS

Its investing in startups (ie: taper relief) within ISA wrappers vs S/EIS
Considering the risks of S/EIS investment over AIM startups which include major well known high street brands such as Presso, ASOS etc its a non contest

I agree that global commodity prices are suppressed at the moment due to the slow down in western economies caused by the bank crisis and the apparent slow down in China caused by their continual book cooking.

Its hard to tell which tho so Im looking to invest in one of the large mining stocks diversified in them all.. probably BHP Billiton or Rio TInto

I went with BHP Biliton in the end... Win.
http://www.theguardian.com/business/2014/feb/18/bhp-billiton-beats-market-forecast-profit-rise-share-buyback

Money is even worse than religion at turning humans into savage, murderous bastards, I'll have no part in it

M
Thinking of taking my gains and running as 10% in a few months is a great return
but I recon the general public are only going to get more obese, so am torn.

Held on and Greggs are up another 7% = win

^ Crispin Glover think your confusing money with debt

Nah man, if we dismantled all economic systems and abolished money, we'd be taking one more big evolutionary step

Assuming we'd already cleansed ourselves of religion and Americans

Couldn't agree more, CG

#nohomo

better to be lucky than good

good bit of gold trading

http://www.independent.co.uk/news/world/americas/couple-finds-10million-in-gold-coins-while-walking-their-dog-9153126.html