Investment & Investing

I went into Alliance & Leics last year for free advice on stock ISA, only chose them because its where I had a cash ISA already. They have to run through a kind of idiots guide which is useful, but basically common sense. I ended up starting an account where a monthly deposit is spread across 4 different funds, which give a balance of risk and potential return that I'm happy with. Early days and I'm in it for the long haul and so far looks good.

^ha good one andyp ;)

Thought I'd start an investing tread as there is already a 'buying your own home' thread

I put any spare cash stocks and shares rather than invest in the low-return / low-liquidity of property.

City boys would probably scoff at my minor portfolio but as I'm only a home trader without any specialist knowledge or large reserves - I can't take huge risks but my returns are are beating the average and its definately makes more sense than having mortgage even with paying rent.

I don't really have any special tips for picking stocks, I just pick companies I use myself and think doing good work.

But I do apply some 'value investing methods' setout by the likes of waren buffet
(but my maths isnt really up to it)

I also put all my eggs in one basket and watch that basket like a hawk, none of this hedging/diversification lark - I don't have the time and I don't think the stochastic returns really standup

I use the execution only share dealing site for all my orders
cheapest place ive ever found for onetime only deals

http://www.x-o.co.uk

If anyone has any stock tips, good places to get info, deal shares etc
post below

full disclosure

1 Attachment

What should I invest this in?

Do you take the brixton pound?

http://brixtonpound.org/

All my spare cash goes into NJS futures.

Stick it all on red

Double or nothing.

Buy low, and keep it.

Now is a good time too invest as everything is low because of Japan and Libya but it could take a fair while of losing a bit and gaining a bit before it evens out.

The thing to look at is AIM penny shares. My girlfriend and i both have a grand in shares in a petroleum company drilling in Somethingastan. She bought hers at 2p a share and i bought mine at 4p and they are currently about 3.8p a share so i am losing a wee bit but she has basically doubled her investment since January! The thing is is that if these guys strike oil then they should go up to 50p+ a share and we could make £30000 but if they go under we have lost £2000. It obviuously wouldnt be ideal but we can afford to lose that money and that is the key.....only invest what you can afford!

But then last wednesday i put £500 in another company that had been rising all year and looked to carry on and i lost £50 within about 45minutes!!

The value of your investments can go up as well as down, you wankers.

Yeah I'm less interested in 'speculation' although I have great respect for those who can make a great deal of money from it, its not really a skill I have or I think can be easily taught.

The value of money not invested can only go down, prick

Yeah I'm less interested in 'speculation' although I have great respect for those who can make a great deal of money from it, its not really a skill I have or I think can be easily taught.

The value of money not invested can only go down, prick

Nice safe low risk stocks and share isa from a high st bank then. They will stick your money in safe shares (like themselves, government bonds etc) and you can always get your money out. You are unlikely to lose anything but you need to be willing to leave it for 5+ years to see any profit. Or you could go medium risk, double the risk factor but also the gain factor...

BTW i am absolutley no expert! Have just been doing my research since my first investment in January.

Investing in shares is putting money down for 25 years and banking on the fact that, historically, equity has consistently outperformed cash over the long term.

This ^.

Although I'm still hopeful my NJS futures punt will pay off in the long term when ageing hipsters in their 40s decide to recreate their lost youth and demand for NOS NJS kit soars in twenty years time.

I will be rich then, rich I tell you!

Stick it all on red

oh yeah

One for the Apple fans; a complete table of current value of Apple stock you could have bought vs the $ you spent on their product instead.

http://www.kyleconroy.com/apple-stock.php

Puts it in perspective.

Apple is so over valued it's ridiculous, at current share prices it's worth approx $275 billion.

Bargain. I'll have two.

Apple are on the constant rise because of the cult following they've gathered. It's like a new trend that never goes out of fashion. They've hit a point where they seem to be a bit of a religious cult. It demonstrates how far people are willing to go to be like everybody else.

I wonder which way apple share prices will go when Steve Jobs goes...

They'll go down. Fast. Probably something like this;

http://uk.finance.yahoo.com/echarts?s=NOA3.DE#symbol=noa3.de;range=3m;compare=;indicator=volume;charttype=area;crosshair=on;ohlcvalues=0;logscale=off;source=;

They'll go down. Fast. Probably something like this;

http://uk.finance.yahoo.com/echarts?s=NOA3.DE#symbol=noa3.de;range=3m;compare=;indicator=volume;charttype=area;crosshair=on;ohlcvalues=0;logscale=off;source=;

Fuhuck.....I didn't realise nokia where doing that badly. It would be interesting to see apples upwards graph superimposed on that one!

A company's share price is not indicative of it's value. Nokia shipped 111 million phones in Q4 2010 alone and has assets valued at €40 billion.

The huge drop was due to it's very public change of strategy, which the market, with some justification, is sceptical of but even so, the company is still worth a lot more than it's current market capitalisation.