Motorcycle and Scooter appreciation

Just did my CBT today.

Bought a Kawasaki KE100 off gumtree for £270.

I am stoked.

(just waiting for v5 to show up)

I passed my test ages ago, but have been scrimping and saving for a flat deposit ever since and never bought any wheels. Well, I've just moved in to my flat, and while I'm still skint I'm looking around at options.

Part of me thinks that a Vespa 125 looks like fun for around the city. And they do finance deals. I have never done anything like that and hate being in debt, but it woul mean that I'd be up and running for around £100 a month.

Has anyone ever done anything like that before? Would you reccomend it?

And on another note, should I just get a grown-up bike instead?

My ped, Peugeot SPX

http://garage.1977mopeds.com/assets/images/builds/14373/dirt%20006.JPG

interestingly even the 'Police' don't see to know how to apply the law

http://www.policespecials.com/forum/index.php?/topic/138921-driving-outside-the-terms-of-a-policy-no-insurance/page-2

Did you ever ask your insurer if your 3rd party indemnity was invalidated by riding to work?
It should be a yes or no answer, and would allow you judge whether to fight it or not.

insurer told Police they would not indemnify - solicitor disagrees

we'll see

Without wanting to get on a high horse about this, if you'd crashed into me on your commute, or knocked on of my kids over and injured them, who would I be looking to pay out for the damage or the medical bills? I wouldn't want to be waiting ages while your insurer and solicitor argued about it. I know it seems harsh and unfair that you're being prosecuted, but you're not really the victim if you rode to work knowing you didn't have commuting on your policy.

the MIB would pay out via my insurer and then seek to recover their loss against me

I'm not claiming I'm a victim, just that its unduly harsh for a one off commute to work

Sorry, wasn't meaning to imply you were, and agree it's harsh. I used to have commuting on my policy and it didn't cost me much, but I used to commute everyday, different when you just want to do it once in a while.

no problem. no offence taken

I'm hoping that they see it as a genuine one off mistake (which it was)

Without wanting to get on a high horse about this, if you'd crashed into me on your commute, or knocked on of my kids over and injured them, who would I be looking to pay out for the damage or the medical bills? I wouldn't want to be waiting ages while your insurer and solicitor argued about it. I know it seems harsh and unfair that you're being prosecuted, but you're not really the victim if you rode to work knowing you didn't have commuting on your policy.

Per the link that Eighball posted, the Consumer Insurance Act 2012, s.145, negates contractual restrictions - "any provision purporting to avoid the third party liability based on events after the accident giving rise to the claim are ineffective."

The insurers would be paying for the damage and medical bills.

I passed my test ages ago, but have been scrimping and saving for a flat deposit ever since and never bought any wheels. Well, I've just moved in to my flat, and while I'm still skint I'm looking around at options.

Part of me thinks that a Vespa 125 looks like fun for around the city. And they do finance deals. I have never done anything like that and hate being in debt, but it woul mean that I'd be up and running for around £100 a month.

Has anyone ever done anything like that before? Would you reccomend it?

And on another note, should I just get a grown-up bike instead?

i'd go for a cb125 and learn clutch control braking etc
would stand you in better stead when you move up to something more powerful than a twist and go scooter
you can get the feel of riding a real motorbike with a cb125
dropping the clutch
popping wheelies
skidz
0-30 acceleration

Per the link that Eighball posted, the Consumer Insurance Act 2012, s.145, negates contractual restrictions - "any provision purporting to avoid the third party liability based on events after the accident giving rise to the claim are ineffective."

The insurers would be paying for the damage and medical bills.

Fantastic, I shall throw myself into his path next time...

Fantastic, I shall throw myself into his path next time...

Wouldn't that spook your high horse?

winky smiley

ha! well you'd stand a pretty good chance of getting out of the way of my Lambretta in time (42mm Clubman exhaust)

i'd go for a cb125 and learn clutch control braking etc
would stand you in better stead when you move up to something more powerful than a twist and go scooter
you can get the feel of riding a real motorbike with a cb125
dropping the clutch
popping wheelies
skidz
0-30 acceleration

Sorry, but no way. I'm a 30-year-old man standing at over six feet. No way I will be seen on a traffic warden's bike.

:)

passed your full test though right? buy a endure/dirtbike like an fmx?

Full test, yeah. I was looking at a DZR400 or similar.

sounds good, i think they'd be a good bet for the taller boke as well. or just get an old bmw with 90,000 miles on it, will probably last another 15 years.

Sparky, go retro and get an XTZ750 Super Ten. I loved mine, it was like a giraffe with a rocket up its chuff :)

And what ever you do don't buy something on finance. It becomes a liability when you realise you no longer like it and want shot of it.
Much better to get something cheap and simple (an old BMW!) and learn all about motorcycling. A scooter will only replace a bike, it won't do an awful lot more. A BMW will sit at 80 on the motorway without any stress at all, and suddenly opens up much longer journeys than are feasible by bike (or scooter)

A BMW will sit at 80 on the motorway without any stress at all

You've never ridden with Gerald

I don't suppose anyone has any experience with rewiring a motorbike? I have bought a new project and the wiring looks like a nightmare!