Owning your own home

That's the best way I've seen this put. Whilst it was an initially selfish plus for me, it doesn't sit right with me at all. mrs_com works in children's services and it makes me sad that they have to even ask for money. Our £450 will probably go straight to Kids Company.

yup, saved nearly 3 grand thanks to various fuckups in our process. sort of breaks my heart a conservative government makes me better off, seems fucking stupid giving a tax break to people who can afford to pay the tax

That#s the thing - tax breaks for those that don't need them, nothing for those that do.

It's totally fucked.

A lot of those that don't need them are more likely to vote, and because of shit like this more likely to vote tory. Although anything that makes taxes more progressive is a good thing, this seems like a purely vote scrounging policy. Should save us a few quid though and we actually do need it.

But with all those tax breaks we can afford butlers and then our butlers can afford to eat. It's the circle of life. Ain't it beaut?!

and the cost of buying a few provincial swing votes for these barefaced, i'm alright jack, venal cocksnots? further swingeing cuts to public services, predicated on the toxic notion that the people making these decisions will never conceivably be in a position where they, nor anyone they care about, need to avail themselves of the very services they are obliterating .

sickening. get 'em all in a bus and drive the fucker off the cliffs of dover.

@greenhell you're talking about forrins right?

pfff, obvs.

British bus drivers for British busses!

etc...

I was slightly concerned about posting something political in the home owners' thread.

I was right to be, you're all hypocritical lefty cunts who'd rather see us under sharia law than accept that the rich all deserve everything they have worked for.

Needn't have worried. I guess fixie skidders were never Dave's target demographic anyway, give or take a Blue Quinn.

Of course, some people that have now saved £3k will be considering whether to send that money to Crisis, Shelter or some other charity. Or not.

I think it'll just increase competition for property in the short term as those who were just short of a deposit find they now have enough and all pile in to buy, pushing prices up a bit.

Then things'll settle.

I wonder if there was a massive rush to exchange contracts between the statement and midnight? If you were about to exchange on a £2m property then there would be quite a saving.

sorry for daily mail link
http://www.dailymail.co.uk/news/article-2860810/30m-mansion-buyer-saves-1-3m-stamp-duty-rushing-deal-overnight-snap-change-tax-levels.html

I won't be, I'm buying a bigger shed.

So the timer unit on my combi boiler is borked. I could replace it at a cost of about £50, or I could simply spend the money on a fancy new digital thermostat which presumably has timer options on it.

That makes sense to me but am I forgetting/misunderstanding something here?

Do you already have a bog standard thermostat?

I replaced mine with one of these http://www.screwfix.com/p/horstmann-centaurstat-7-room-thermostat/12157? which allows a number of programmes per day. Only two wires so a doddle to install.

Yeah just a little dial one in the hall. Cool, that's quite a bit cheaper than the Vaillant one (although their's is wireless and all fancy like)

Our vendor wants to move before xmas, which means we'll probably be moving in to our new house before xmas now too. It's going to be a fun few weeks. #stress

I wish my fucking vendor wanted to move before Xmas. We're already resigned to the rent/mortgage overlap. I just need to complete before my mortgage offer runs out.

Our survey was fine, hers was fine, should be moving mid January.

Anyone gopt the phone number of a friendly man/ woman who will build me a v simple bookcase in my flat in Camberwell?

@Katie-Coo, try @absurdbird? I think he does building and fixing and carpentry and so on

that would be awesome - after Christmas would be grand [going very slowly with our renovations...]

Cool. I actually ordered 3 more tins - two paler tones and the clear gloss oil (reading the osmo site a little closer, they recommend one coat of the tint and one of the clear). Sanded and painted some sample boards and waiting for it to dry now. They look pretty good - not as shiny as varnish, but lovely lustre

so I have an exchange date, and a completion date and supposedly the only thing left is to get the final few searches back from Newham council. something has to go belly up now, if taking an average success rate from this forum?