Owning your own home

Tidy

inc VAT? we couldnt get below 1.4 inc

Yep inc VAT. £3,250 + VAT.

I've agreed a fixed fee with mine too. I decided to go with them based on how they market their properties and they've sold a few around here.

csb.

This.
Absolutely this.

Upped our offer and it's been accepted.
Now comes the fun bit!

Woot!

fucking a

how are you bastrads, any roads?

Ta. We're all good, all things considered!
How are you guys?
Must try to get up to London's famous London when conditions permit!

yeah groovy - 'er indoors is out and i'm hitting the booze cabinet baileys.

<3 to rob and his manliest of manbeards.

I would expect nothing less of you, good sir. Love to Karwai.

Congratulations. It's nerve-wracking with a sense of impending doom all the way through to when you exchange!

Good location for RP laps...

https://search.savills.com/property-detail/gblhrdlad170001?_ga=2.129670222.373743690.1596132081-105071471.1576106566

There's a really good pub in Crowborough. The King's Head, I think. Good food, and very cyclist-friendly. Even smelly damp ones. Or just damp in Cycliste's case.

I disagree, with a 40% LTV, which is pretty low, mortgage lenders will be happy with 5x joint income, so you are looking at £80k.

Living in a £million house 'only' earning 80k would be a bit miserable. How would you pay for staff?

Kids, minions, elves? ;)

I'm not in money IF however I was, I'll drop 40/50% deposit and keep the 200/100k to improve the house, salary dependent of course due to the gearing ratio.

Won't they do it for the exposure?

The estate agent who is selling the house won't show it to us unless our house is on the market, and frankly the amount of tidying I'd have to do before inviting someone round with a camera is terrifying, so stasis.

i think every agent is doing this right now

Tell them you don't need to sell it. That's what I did. The agent asked for proof of deposit so I sent them a screenshot from my bank.

I think it's a small hurdle to weed out the tire kickers.

Yeah just tell them that you’ll get the equity out in BtL or something

Tell them you don't need to sell it. That's what I did. The agent asked for proof of deposit so I sent them a screenshot from my bank.

I think it's a small hurdle to weed out the tire kickers.

I'd love to have 300k in the bank, but sadly I'd not be able to do that (without Photoshop).

Yeah just tell them that you’ll get the equity out in BtL or something

We have a friend staying whilst we're in France, so the place does need to get tidied up anyway.

I should probably get agents round to find out how much we'd get for the place.

However - I genuinely do think the market is going to tank toward the end of the year, so I'd probably put my place on for something far above what I think someone would offer for it (£550,000 say) so that if someone did want it that badly it might cover the losses I anticipate coming toward year end.

I really can't work this place out
https://www.rightmove.co.uk/property-for-sale/property-72161001.html

It seems to be a house but missing access to two rooms on the ground floor and the garden.