Car Insurance

I believe the cheapest car to insure is a Daewoo Matiz. get an old one for a couple of hundred quid and insure that TPFT, limited mileage, to keep your no claims. Then buy a classic to actually drive around in. I live in E2, have no licence and classic car insurance for a Rover SD1 2300 is £130 a year. Mind you it's about £480 for my motorcycle.

Could you not just get third party fire and theft?

See 20 above.

So why do you own and insure a car if you can't drive it? For cheaper bike insurance?

I live in E2, have no licence

So why do you own and insure a car if you can't drive it? For cheaper bike insurance?

To occupy the parking space I that comes with my flat. I was given the car, failed my test, parked it in 2004. I keep insuring it because "this year I shall pass my test and fix the car" and every year I never do. I am an idiot.

I do keep my Vespa to reduce the bike insurance, but this year it seems to have made it more expensive.

insure that TPFT, to keep your no claims. Then buy a classic to actually drive around in.

Explore link between TPFT, NCB, and multi-vehicle.

A friend who works in insurance gave me the following advice, which cut £700 off my first insurance premium: add people who are (a lot) older than yourself to your insurance. It does not matter that they will never drive it, it brings your premium down.

He was 100% correct- I have my father, my mother, my girlfriends father and mother and the girlfriend on mine as named drivers.

Awesome!

Mmmm, adding Clive would probably mean the insurance company owe you money.

I believe the cheapest car to insure is a Daewoo Matiz. get an old one for a couple of hundred quid and insure that TPFT, limited mileage, to keep your no claims. Then buy a classic to actually drive around in. I live in E2, have no licence and classic car insurance for a Rover SD1 2300 is £130 a year. Mind you it's about £480 for my motorcycle.

google say no to matiz, an 90s cinquecento, all cc below 1000

ah, the sd1, huge steaming turd of a motor!

If your family has a car or two, multi car insurance is worth a look. A young relative saved over £1,000 by combining his family's insurance - IIRC with Admiral.

Hmm, my scooter is more expensive to insure than my Capri.... of course the scoot HAS been stolen before, as was the previous incarnation of scoot....

ah, the sd1, huge steaming turd of a motor!

My dad had one of those. Truly awful car.

A friend who works in insurance gave me the following advice, which cut £700 off my first insurance premium: add people who are (a lot) older than yourself to your insurance. It does not matter that they will never drive it, it brings your premium down.

He was 100% correct- I have my father, my mother, my girlfriends father and mother and the girlfriend on mine as named drivers.

This. I have my girlfriend and sister on my policy, they never drive it and it brought my insurance down even though it has gone up this year on a car that is slower and more geriatric than a car I had 2 years ago...makes no sense. Calibra & Golf GTI in 2008 < Megane 1.6 present.

This. I have my girlfriend and sister on my policy, they never drive it and it brought my insurance down even though it has gone up this year on a car that is slower and more geriatric than a car I had 2 years ago...makes no sense. *Calibra* & Golf GTI in 2008 < Megane 1.6 present.

Let the flaming begin :-D

TPF&T was more expensive than fully comp for me.

Second year of payment on a Ins grp.6 carwas £1k. That's with 2 family members. The car is 15yrs old.

If I get a Skoda Fabia. Ins grp.12 quotes are in the region of £1300 with just me. But as the car is made after the tax system changed tax is only £100 instead of £205.

Limited mileage doesn't change it unless you're going crazy miles.

ah, the sd1, huge steaming turd of a motor!

I think what you mean is "magnificent, beautiful stylish motor that thrashed the pants off the competition when it was launched."

My dad had one of those. Truly awful car.

I think what you mean is "My dad had one of those. Best car he ever owned."

You mean the competition to build a massive fat wallowy glacially accelerating slouch of a 2.6 petrol guzzling rust bucket with electrics that were put in as a result of a bet down the pub the Rover designers drank at?

I think what you mean is "magnificent, beautiful stylish motor that thrashed the pants off the competition when it was launched."

think away dear boy!

IOM TT course record is held by what car?

YouTube - TT Challenge

They wrote off a new jag about 3 or 4 years ago trying to beat it.

Many newer cars would beat it, H&S won't allow it.

You mean the competition to build a massive fat wallowy glacially accelerating slouch of a 2.6 petrol guzzling rust bucket with electrics that were put in as a result of a bet down the pub the Rover designers drank at?

I'll accept criticism of the car, because it has some big faults, but make that criticism accurate. Spouting the above just makes you look ignorant.

It's a large car, but compact compared to other large cars of the time. It's light and aerodynamic, and despite the live axle suspension layout the chassis was widely held to be exceptionally well located, with superlative roadholding and handling, as well as superb comfort. It merely needed relocation of the Watts linkage (and race springs and dampers) to turn it into a championship-winning touring car.
The 2.6 was quick for the time, and thanks to the aerodynamics and gearing actually had class-leading fuel economy. It was actually detuned because it was more powerful than the V8 when developed, but on the road it was nearly as fast. If you wish to level a fault then pick the thing that really made the 6 cylinder models notorious: their habit of seizing through oil starvation.

Electrics were the nadir of the car. Copper connectors, poor quality plastics and typical Lucas quality did for it. Having said that the only part of the electrical system on my car which didn't work when I parked it up was the German central locking. All the Lucas stuff was fine.

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