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hippy
Fox
On home insurance, we're in a medium risk flood area which means our choice of insurers is a bit limited. Our insurance was £140 a year through the Post Office, then at renewal they said it was going to be £237..! lol, no.
I did a lot of shopping around and this German company called Getsafe came up - ended up costing us less than £40 for a year. It's suspiciously cheap, but the cover is definitely right, so all I can think is that they haven't got access to the UK 'likely to flood' map or something.
Anyway, might be worth a go @hippy and of course they do referrals too. £15 credit each I think this gets you.
https://www.hellogetsafe.com/en-gb/referral?n=Peter&r=V3VX-7VRW&s=1
@chrisbmx116 might be helpful for you too