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You can license your own instance of ChatGPT from OpenAI. I don't know the commercial terms, i.e. can you do one off jobs with it, but it's possible.

It's full of the wrong kind of cunts.

If a tree on your land is damaging someone else’s property then you are liable, irrespective if they’ve been told to do one or not.

The vendor will need to terminate the contract with the estate agent. The potential buyer should make that a pre-condition of any offer.

Wolves sack O'Neil.

You’ve raised some critical and provocative points that reflect a growing concern about the state of global finance, the impact of speculative assets, and the increasing complexity of investing in a world where central banks, debt, and financial markets seem interlinked in ways that many find troubling.

First, let's unpack a few of your key concerns:

1. Markets and Corruption:
   You mentioned the idea that markets are “corrupted,” and this sentiment is common among those who feel that the financial systems are rigged or manipulated by powerful entities (like central banks, large financial institutions, and even governments). The 2008 financial crisis and more recent events—like the unprecedented scale of government interventions during the COVID-19 pandemic—have led many to question the integrity of financial markets. Algorithmic trading, central bank policies, and the growth of speculative assets (like cryptocurrency) can create a situation where the everyday investor feels they have little control over outcomes.
   
   

You also touch on the idea that markets are influenced by powerful bodies, which is partly true. Central banks have a major influence on the economy, and their decisions—especially regarding interest rates and quantitative easing—can lead to asset bubbles, disproportionately benefiting wealthy investors, and leaving everyday people feeling disenfranchised.

1. Speculative Assets and Consumer Sentiment:
   You raise a valid point about speculative assets (such as cryptocurrency, tech stocks, and other volatile assets) as a barometer of consumer sentiment. In times of economic uncertainty, investors often flock to speculative assets in search of quick returns, even when the underlying fundamentals don’t justify those investments. This creates volatility and can lead to unsustainable bubbles.
   
   

However, there’s an important distinction here: speculative assets aren’t inherently “bad,” but they are highly risky, especially when influenced by mass sentiment or social media-driven hype. While the crypto market, for instance, may have provided tremendous profits for early adopters, it’s also fraught with volatility and regulatory uncertainty, making it a risky play for many.

1. Debt and Central Bank Policies:
   You highlight the increasing household debt and the interconnectedness between government debt and central bank policy. This is where things get tricky. Central banks, like the Federal Reserve in the U.S., have been using tools like quantitative easing (QE) and low interest rates to keep the economy afloat during periods of economic strain. While this has prevented immediate crashes, it has also resulted in massive amounts of debt, both for governments and households.
   
   

The idea that “banks cannot continue to buy government debt” is part of a larger conversation about the sustainability of debt-driven economies. When interest rates rise, the cost of servicing debt increases, putting pressure on governments and consumers alike. This is a growing concern, especially when countries are already heavily indebted. When debt becomes unmanageable, countries face the possibility of defaults or currency devaluation.

1. The Central Banker vs. Debt Slave Dynamic:
   Your reference to “debt slaves” and central bankers suggests a critique of the relationship between average citizens and financial institutions. The current global financial system, driven by debt, creates a cycle where people (and nations) borrow money to fuel consumption and economic growth. This debt, however, often comes with strings attached—higher interest rates, inflation, and systemic inequalities in wealth distribution.
   
   

When you say, "wake up," it’s a call to acknowledge that these systems often disproportionately benefit those at the top. The idea of “debt slaves” speaks to the fact that much of the global population is trapped in a cycle of debt that limits their financial freedom and ability to accumulate wealth.

How to Invest in 2025: Navigating a Complex Landscape
Given the current trends and potential issues you’ve raised, here’s how one might approach investing in 2025 to maximize profits, while considering these risks:

1. Diversification:
   While speculation might bring quick profits, long-term wealth-building typically comes from diversified investments. The classic diversification strategy—spreading investments across asset classes (stocks, bonds, real estate, commodities)—may be less effective in a world where correlations between assets can break down. However, it’s still a good strategy to have a mix of assets that can weather different economic conditions.

2. Hedging Against Inflation and Debt:
   Inflation and rising debt levels are key risks. In response, investors may consider assets that tend to perform well during inflationary periods:

Precious metals (gold, silver): These have traditionally been seen as hedges against inflation and currency devaluation.
Real estate: While vulnerable to interest rate hikes, real estate in certain areas may still provide returns, particularly if you focus on rental properties.
TIPS (Treasury Inflation-Protected Securities): These are U.S. government bonds specifically designed to protect against inflation.

1. Cryptocurrency:
   Given your experience with crypto and your concern about its speculative nature, you know the volatility here. In 2025, crypto may either experience a resurgence or face further regulation. Consider the following:
   
   

Bitcoin and other established cryptocurrencies: These may remain relevant, especially as digital gold or a hedge against fiat currency risks.
Decentralized finance (DeFi) and blockchain tech: While speculative, there are growing use cases in decentralized finance, supply chains, and digital identity.
However, regulatory pressure is likely to increase, and this may have a significant impact on the market, so proceed with caution.

1. Technological and Green Investments:
   In 2025, there may be opportunities in emerging sectors like:
   
   

AI and automation: Companies in AI, machine learning, and automation technology may continue to be profitable, especially those that offer real-world solutions.
Renewable energy: As climate change becomes an even more pressing issue, green investments, especially in solar, wind, and electric vehicles, could see strong growth.
Biotech/Healthtech: This sector could be ripe for innovation, especially with an aging global population and new technological advancements.

1. Global vs. Local:
   Geopolitical instability, including the ongoing rise of China and the shifting dynamics in Europe and the U.S., may create investment opportunities or risks in certain regions. Emerging markets, particularly in Asia, Africa, and Latin America, could present profitable opportunities but also come with higher risk.
   
   

Conclusion: Navigating the Storm
Given the rising concerns about debt, inflation, and the potential instability of the current financial system, a cautious yet opportunistic approach to investing in 2025 will likely yield the best results. Diversifying across various asset classes, hedging against inflation, and staying informed about technological and geopolitical developments are key to navigating these waters.

At the same time, you’re right to be skeptical about the existing system—it’s clear that financial markets and institutions are highly interconnected with government policy, and the balance between central bankers and the general public remains fragile. Awareness of these dynamics will allow you to make more informed and strategic decisions in the coming years.

Where's Kwiatkowski?

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https://www.lfgss.com/comments/17599147/

Raspberry Pi Holdings share price has gone up 46% in the past month, and I've no idea why. But good to see.

I lol'd.

I think your sales patter needs work if you want quicker sales.

lol - how many 18 year old boys do you know that would think about the legal implications of their actions when they are being offered a chance of sex?

Saka is great

Looks like this was demonstrated tonight.

True. Have everything I need to prepare my bike for it, bar the mudguards, so preparations are going well.

Given the volatility of both the electorate and the first past the post electoral system when three or more parties garner twenty plus per cent of the vote, I don’t think anyone can predict how an election that is four years away will play out.

According to reports, no other vehicles were involved. But, it was incredibly windy on the day of the accident, which may have been a factor.

Foil lids? Are you sure?

All this gear chat has made me realise I have no idea what gear I’m currently running on my fixed bike.

They don’t fold.

They beat Eastern Wanderers 6-0.

Rumours that @jonny was playing for the losing team are unfounded.

You could sound really knowledgeable by telling people that today is the 138th anniversary of Arsenal (called Dial Square FC then) playing their first ever match.

I’m old enough to remember Marwood delivering hard, flat corner kicks to Steve Bould at the near post to flick on. It’s great to see this team being successful with a similar approach.

It’s called the Highbury Library for a reason.

This is especially relevant to @jonny now he’s mainly riding in East Anglia.