What to do in the case of an accident (discussion)

get their husband to wire you £1k and part ways

Some driver drove into missus' bike while she was waiting for lights, she is absolutely fine, the bike damage is substantial. The driver was apologetic and helpful and has given details along with his business card, number and his company ID photo. She also has a witness who is more than happy to help.

What are the next steps? Didn't call the cops yesterday as she didn't feel the need to. The driver is going to call her today to discuss further. I am guessing the only thing she can tell him today is the bike will go to the bike shop for damage assessment and a quote to make it roadworthy again?

If you have membership with British Cycling ring their free legal advice line - 0161 247 2015. If you dont have membership seriously consider mainly for the 3rd party insurance.

I had but forgot to renew, if I renew today will I still be able to get the advice?

:-)

Didn't call the cops yesterday as she didn't feel the need to.

It's an RTA - it should be reported.

I am guessing the only thing she can tell him today is the bike will go to the bike shop for damage assessment and a quote to make it roadworthy again?

The question to ask is would they like to pay out of their pocket, or would they like to pay from their insurance, and if the later, the details of their insurers, please.

Actually fuck it, just ask for the details of their insurers and ignore the driver.

Tourist. They were looking at their phone and just stepped out of nowhere into the path of my gf. Sent her flying :-(
She says she's okay and the bicycles okay, but what do you do when it's not okay.

Assuming this was entirely the ped's fault, and you have hit the deck and are not in any immediate danger - don't get up. This will make other people more likely to help you, and make it harder for the ped to leave the scene, assuming they can. The process would then be similar to an incident involving a vehicle, in that the police and medics will show up, details will be exchanged, and at some point you will try to recover costs through the ped's insurers, be it their travel insurers if they are a tourist, or their home insurers or other indemnity provider if they are a local.

Sounds like good advice , thanks for that.

In case of an accident would it best to call the police and wait to arrive on scene or report after?
I am assuming you should get the police there for the best end result in regards to possible insurance claim.

How long do you leave it to Plod to investigate your accident before getting on their case to get an answer?

Judging by some awful stories of shit plod including @velocio recent experience I would get on their case immediately.

Any advice on the following situation appreciated.

3 weeks ago, @Kazakh was rear ended by an inattentive but apologetic woman at a junction. @Kazakh did not check properly for damage at the time because the woman in the car was randomly subjected to a vile verbal assault from a knuckleheaded bystander, and in the torrent of racist and sexist bullshit both left the scene. We have since been away for holidays.

I went to true @Kazakh's wheel today and found it dangerously bent for a low spoke count wheel, un-truable, and very deeply scratched on the braking surface. Basically written off. We have emailed the woman driver with the cost of a replacement rear fulcrum racing quattro, around 150. Obviously, we dont have the number of the idiot who started abusing the driver, who was the only witness. If the driver refuses to help, what is our position?

Probably learn from the experience and follow the advice in the first post on this thread in future.

'wouldn't start from here if I were you'

https://www.bbc.co.uk/news/uk-45703513

BBC advise on what to do in case of accident. The article mentions that cyclists do not have to provide their details.

So I was driven into from behind this morning.
Police and ambo attended and I got carted off to hospital.
I've got front and rear camera footage.
What do I do now? Await police call? Call someone in police? Call a solicitor?

Oh shit. Are you OK?

It's best to be proactive with police. Make sure you get your footage to them asap. They also need to be motivated to know it's a clear-cut case and one to deal with.

Annoyingly, and slightly absurdly, if your crash didn't result in injury to you (which we obviously hope, but as you went to hospital, it sounds as if there were reasons to take you there), it'll be a lower priority for them than personal injury collisions--there'll be the expectation that you and the driver sort it out between you, e.g. through his or her insurers, if it's 'only' property damage.

I don't know much about the legal side, but obviously @ojeffcott would be someone to give a quick call. He'd be able to ask you the right questions quickly and be able to advise you whether it's worth pursuing.

I've been better but the fact I'm still walking makes me quite happy.

Who do I send it to though? I've got a crime ref number on a slip with driver details but no cop details. If I miss a day's work because I'm at hospital and I have to take painkillers to move then I'm going with 'damn right it's personal injury'.

He helped me out when a pothole tried to kill me. I'll ping him. Ta.

You should be able to take it (or, indeed, send it) to a police station local to where the crash occurred, as it's likely that local officers attended. You don't need to know the names of the actual officers, they'll have those. The crime reference number should be all you need.

Yours would probably be classed as a slight injury, then (out of slight, serious, or fatal). Definitions here (I've rejigged the text slightly):

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/743853/reported-road-casualties-gb-notes-definitions.pdf

Severity: [...] Of a casualty; killed, seriously injured or slightly injured. An injured casualty is recorded as seriously or slightly injured by the police on the basis of information available within a short time of the accident. This generally will not reflect the results of a medical examination, but may be influenced according to whether the casualty is hospitalised or not. Hospitalisation procedures will vary regionally.

Serious injury: An injury for which a person is detained in hospital as an “in-patient”, or any of the following injuries whether or not they are detained in hospital: fractures, concussion, internal injuries, crushings, burns (excluding friction burns), severe cuts, severe general shock requiring medical treatment and injuries causing death 30 or more days after the accident.

Slight injury: An injury of a minor character such as a sprain (including neck whiplash
injury), bruise or cut which are not judged to be severe, or slight shock requiring
roadside attention. This definition includes injuries not requiring medical treatment.

Glad you don't sound too badly injured.

'It's only a flesh wound!'

Is in-patient only if you're kept overnight? They kept me there (not overnight or anything) for the blood tests to see if I was bleeding internally and for piss tests to see if I had blood in my urine (the bonus of being on anticoags I guess). The nurse said a coccyx fracture can only be 'managed' anyway, like ribs and collarbones they can't set it. But given I didn't have any specific pain near bones they didn't bother with any scans.

Yep, in patient is when you are staying at the hospital, out patient is when you visit for appointments.

Shit luck. hope you aren’t too banged up.

a coccyx fracture can only be 'massaged'

What sort of "hospital" did you go to‽

Glad you're otherwise OK!

Take it easy & heal up.

Then unleash your rage on the fuckers that did it.

I've been worse, although I was quite concerned with my back initially, I'm up and about.

If you come in with me I'll get you 20% off your first session.

I've got the vids - might head to the cop shop today or tomorrow. Will check the bike out today, maybe take it home.