Investment & Investing

!hic! ooops just drank my retirement !hic!

Heh!

this graph is all you need to see £$£$£$£$$£$£$£$£$£$£$££$ as Roberto used to type

Remember that going from 100 to 400 over 11 years is only 13% annual growth.
Damn good for sure, but since you would be more than likely to have spread your portfolio over a bunch of regions you might have only turned that 100 into the average: 280 which is a lower 10% CAGR.
Good but not heroic. Just ask braker.

knowing braker he would have bought a case of Blue Nun and one of Black Tower and stashed it in the airing cupboard for a rainy day

When he penetrates the German market he'll go for Reisling and Liebfraumilch.

There's a wine dealer on the forum actually, but I could never invest...

The thought of waking up in a stuper on the sofa with a kebab on my chest and a half-finished bottle of £10k plonk sat on the floor fills me with dread.

this graph is all you need to see £$£$£$£$$£$£$£$£$£$£$££$ as Roberto used to type
actually, wine market has collapsed in the last 6 months. the spike at the end drops off drastically because the bubble has popped. i heard it is due to tighter purses chasing after only select known good vinards...

so ive been told

so the graph continues upwards for the select grand cru's

typical the rich getting richer and all that ......

and then I pick it up cheap and mix it with lemonade..

it all comes down to that famous wine expert robert parker
what he says goes
the big grand cru's announce their prices after he gives judgements on the years harvest
he can make or break a vineyard

^ this, got a mate who works for Justernini and Brooks and due to a certain review and point scoring of 100, has sent his Bordeaux sales through the roof,even after the initial first tasting release.

and how does your palate rate it ?
or is it now £125 per bottle and you'd rather spend the cash on a nice sugino 75 crankset

Best wait for the Scoble rating before pushing the button on those cranks.

swills crank round mouth, spits into spitoon

98%

and how does your palate rate it ?
or is it now £125 per bottle and you'd rather spend the cash on a nice sugino 75 crankset

fuck it bike parts always over wine, plus I just blag it off my mate, only thing I have to is cycle to his, crack open a few bottles, shudder at the prices, drink it, thank him, wobble home

And all he asks is for your friendship.

Who, Scoble?

Everyone get their ISA's sorted?

Already got this years sorted.

Ditto. Hoping to chop it in for a little slice of a little flat this year, fingers crossed.

Already dumped some money in via the gift of t'internet.

I've had a search on the site and couldn't find anything so wondered if anyone could recommend an IFA? Preferably an IFA London based. Thanks.

It wouldn't be a very funny joke would it?

I'm looking for someone who knows a lot more about investments and pensions than I do because it's their job. Someone who would be able to advise me on the best route to take with regard to said investments and pensions.

You are joking?

Can you be a bit more specific about what advice you require?

I am really not sure that ayone really needs an IFA. What they need to do is read read read and take sensible steps (eg chuck small lump sums into safe(ish) tracker funds with low costs every so often when the index being tracked takes a bit of a dip and hope that the long term sorts you out.(