Owning your own home

My floor sanding plans have snowballed into lifting the floor and insulating between the joists, putting a vapour barrier down, relaying the floor and then sanding and oiling.
Starting to think I'd better get going or mission creep might end up with me plotting a full rebuild in some form of Grand Designs on a budget.

I will do my best, I'll have to battle my gf for the finances to do it. She has plans for the inside of the house which I fear will take priority.

1 Attachment

So... was due to exchange on Friday, and my buyer walked away yesterday. Shouldn't be a surprise as he's been a flaky cunt from Day 1, stringing us along and not committing on anything. We may be able to salvage our buy with borrowing from gf's wealthy relatives, but can't afford a hitman to take out the snidey fucker who's wasted our time these last few mths.

^^ weird garage door is weird.

yeah not sure what thats about. Other garages on the street seem to have normal sized doors.

I'm not too fussed about that for now, there's enough space to get my bikes in and out of there.

I suffer from garage envy, utility room envy and outbuilding envy. (A friend who moved to the sticks has the holy trinity.)

Not a holy trinity if they live out in the 'bush'.

Where in Walth, bit chtits?

Good!

Started the countdown timer on the nuclear option today after the estate agent told me that the vendors solicitor had told them to stop chasing as they were too busy to deal with this right now. Estate Agent spoke to vendor to find out why questions from 12 Dec were still outstanding, they have not yet been sent the questions by their solicitor. When he told me I informed him that we have already given our solicitor instructions to return out deposit and throw all the paperwork in the bin if he does not know by midday tomorrow a date and time for exchange.

Estate agent called me back an hour later to tell me that the vendor has an appointment with their solicitor at 10am tomorrow to resolve all outstanding issues and sign the paperwork (we signed a month ago).

Fingers crossed we will exchange Friday or Monday.

Frustration levels are so high that right now I would readily walk away.

Sounds normal

This happened to us and it's the shittiest feeling. Only (possible) silver lining is you might benefit, like we did, from lower mortgage rates. They've dropped significantly (we went from 3.79 to 2.99 on 95% LTV) so have a chat with your bank/broker.

^ You may then have to start a new mortgage application that will probably delay things another month...

Had similar problems with my sale (though nowhere near as bad as this by the sounds of it). Why is the bar for solicitors performance so low? If I did this kind of stuff at work I would be sacked within days...

We just exchanged contracts.

^great news right there, well done for hanging in!

I've been cashing in every investment and little bit of savings I hold and we've been passing the begging bowl round, and think we still may be able to salvage our buy. We've put my place back on the market, and viewings start again on Saturday. So sick of this...

Fucking shitcunts. House is off sale as the one she was going to move to needs work and that seller won't reduce to price to pay for it so she's staying put as can't afford to do surveys and shit again. We have now also wasted a load on pointless surveys so need to find somewhere cheaper. That place was pretty fucking sweet.

Me too.

Congratulations.

Paid by the minute. No alternative.

Well done.

Fucking shitcunts. House is off sale as the one she was going to move to needs work and that seller won't reduce to price to pay for it so she's staying put as can't afford to do surveys and shit again. We have now also wasted a load on pointless surveys so need to find somewhere cheaper. That place was pretty fucking sweet.

Gutted.

Have a look round for a day or two and see if you can find something better, if you can't and the old purchase looks like good enough value you could offer to pay something extra towards her repairs. It's a shitty thing to have to do, and you shouldn't have to, but if the repairs she wants to do are £5k, it could be that you offering £2.5k extra means she can still afford the purchase and then you don't have to start all over again.

Lots of action at the moment, shame it's good and bad.

We should be moving in in a couple of weeks. We have to whether it's ready or not really, but the job has become much bigger and more expensive than anticipated, partly because our builder seems to have a tendency to under quote, and partly because successive discoveries about the condition parts of the house have got worse and worse - finding out the chimney stack in the extension (over what will be the kitchen) was being held up by some 2x4 and 4 rusty nails, for example. The floorboards probably aren't salvageable either without huge added expense so I think we're going to go with engineered wood flooring instead.

The total cost of purchase plus works is still set to come in under the budget we had for buying a place ready to move into, so I suppose it should work out in the end.

I did think that but we can't afford to go any higher, we are right at the edge of the budget. Already got some others booked in to look at but non are as nice and we'd convinced her to chuck in some furniture and the kitchen stuff, including a nice 6 hob range cooker that I think I was looking forward to more than anything else.

Plus you can see it from my front door, it's so close and easy.

You'll find something else. Probably something you prefer. Fate will lead you there. And when you move, as you leave your front door, huzz some eggs at the one you were going to buy.

We'll likely be moving within a mile, probably closer, I'll just start pissing on her door after a night out on my way home.