Owning your own home

Posted on
Page
of 2,493
First Prev
/ 2,493
Last Next
  • Wanted a bath and a shower, room would feel tight with a shower cubicle built out. This way we kept the openness when it wasn't being used. Also enabled loft hatch enlargement.

    Some pics of the space: one, two.
    Hilariously crap pic of before.

  • We also got rid of our bath in favour of a large walk-in shower and don't regret it one bit

  • Ohhhhhh ingenious!!

    Eta: Looks very expensive, alas.
    Eta 2: The more I look at it, the more your layout seems like the best solution. How leaky is the folding shower curtain?

  • 100% great. The ends were magnetic so kind of clunked together and held tight. Long term I don't know, we only got to use it for a few months as we sold the house 😭 It wasn't the plan when we started the works. I was gutted, could have saved a fortune on the fittings if I'd known we weren't going to live with it. Room was tanked so water could have gone everywhere and it wouldn't have been a problem though; screen just kept the spray in one place.

    Open / Closed

  • Swap bath and sink round so you don’t see a loo when the door is open.

  • Thanks, definitely something to consider!

  • Yes, I know people really have a thing about the door opening onto the loo. Torn between doing it properly and paying loads to move everything around or just straight up replacing the suite so that stuff isn't leaking and gross and sacking the rest off.

    For context 1) the house is worth about 12p and 2) not sure how long we're going to live in it, so I'm aiming for an affordable/functional/resalable bathroom (hence keeping a bath), rather than the opulent 2.3sqm of my dreams.

  • complicated situation where i need to extended lease before selling so am waiting for the legislative changes to go through the lords to make that cheaper

    It's going to have to get through the Commons as well - the government hasn't even published the White Paper for reforming lease extension costs yet...

    https://commonslibrary.parliament.uk/leasehold-reform-in-england-and-wales/

  • Thanks for the suggestions, everyone. It remains an awkward space - the window positioning means that a bath with a shower over it can't go against the window, unless it's like this:

    But the gap remains. Could stick a cupboard there, I suppose. Blah.


    1 Attachment

    • Screen Shot 2022-09-27 at 12.27.11.png
  • Go home door, you're drunk

  • resalable bathroom (hence keeping a bath)

    Yeah, this is a good point. I suppose that if there's any chance your buyers might have kids a bath is mandatory?

  • When doing credit checks for mortgages do people normally use Equifax or Experian? I remember using one of them for free many years ago and having to cancel it so it wouldn't bill me. Is it pretty much the same story these days?

  • UTFS hippy! You asked the same question a year ago: https://www.lfgss.com/comments/15953864/

    So, clear score or credit karma possibly better or just more likely to sell the user's details to more people?

  • gets on soapbox

    Credit scoring is a scam, just make sure you are on the electoral roll and don't have any missed payments. No point signing up to anything.

    gets off soapbox

  • Is this still the case? Which 3 agencies are you talking about?

    https://www.gov.uk/government/news/online-credit-reports

    Credit reference agencies:
    CallCredit
    Equifax
    Experian

    They do a statutory report:
    https://www.experian.co.uk/consumer/statutory-report.html

  • Sure, but tell that to the banks, etc that want to see credit scores.

  • In what context are you being asked to provide a credit score - don't they run the search themselves? As I said, unless you have missed payments / debts you haven't disclosed / aren't on the electoral roll there is really nothing they will ding you for.

    As @TW said in the prior discussion banks have their own scoring models and there is no simple correlation between what any bureau says your score is and what loan amount or rate you will get offered.

  • As far as I know, yes.

    Except that CallCredit is called TransUnion.

    Your gov.uk link is 12 years old - The £2 was under the DPA. GDPR now makes the statutory reports free.

  • This was the small bathroom layout that we went for - with 2 windows to consider.
    We choose not to mess with the original plumbing too much. After a few years of use, I wouldn't change it. But the bath traps are a bit annoying to clean but I didn't like any of the fitted ones at the time.


    1 Attachment

    • Screenshot 2022-09-27 at 13.06.07.png
  • Yeah I saw, it was just the first thing that came up when I searched for "3 thingiebobs"

  • Did you end up with as much black mold in that one corner like on your plan?

  • 3 credit reference agencies, 1 cup

  • Post a reply
    • Bold
    • Italics
    • Link
    • Image
    • List
    • Quote
    • code
    • Preview
About

Owning your own home

Posted by Avatar for Hobo @Hobo

Actions