Owning your own home

Must be some form of the equivalent thing as party wall agreement if you do an extention if in the same house?

pay her £500 fee

Will it negate the £1500 mortgage fee?
If so maybe suggest £200. Ultimately you're effectively saving £1k.

If not look for a different broker. She'll be making at least x5 that in commission.

Christ, over £1500 application fee and the lender has the balls to charge £200 for the tickbox mortgage val? Who is it? Better be a good rate.

Halifax. They give £1000 cashback on completion which helps. Apparently if I cancel everything they will refund the £1500. Tempted to cancel everything, claim as much as I can on fallthrough insurance and start with a blank slate.

This.

You could probably get quite a few frozen sausages and a lovely hammer for £1500...

A manic overnight packing session, 5 hours of horrendous loading, 1 hour of driving out of Brighton, 1 hour of driving back to Brighton after realising I packed my wallet but had no idea where so borrowed petrol money from a friend, 7 hours of driving to Plymouth through shitty traffic in Dorset. And I'm done. Mrs cyoa and baby cyoa coming tomorrow along with the van with furniture so I'll be sleeping on a duvet tonight with our cat who I thought I'd lost. I sat down after searching the house for him in the room I last saw him trying to think his disappearance through when he suddenly tumbled out of the chimney covered in soot...

How was the in-law interaction?

Horrendous :)

Utter control freak. Thrives on stress of others and trolls to attain that stress.

I now live 4 hours away from him so there's that.

Woot! Congrats on the Chateau de CYOA!

Pics of moat plz.

when he suddenly tumbled out of the chimney covered in soot...

Did lol :')

Congratulations man!

Congrats! Is this the place with the view or was that someone else?

Morning update: the van has broken down. I genuinely wonder whether my FiL has just decided to fuck with me for a day and the van's fine.

Report it stolen, only way to find that out.

Actual lol

Should give you more time for pics... thread is useless without etc.

Also, have you checked the loft for people yet?

Also, have you checked the loft for people yet?

Don't do it, just nail it shut and wait 6 months

London's emptied out. Nice quiet roads this morning.

Ladder's in the van...

Phone is playing up at the mo so I can't make calls / receive calls / take photos / video without it restarting. Google supposed to send me replacement but been 10 days so no pics for now : (

Description: very empty, surprisingly clean, pine floors throughout, white walls throughout, no furniture. It has cat food, a sooty cat and some trainers that I probably need to burn they smell so bad. They smell like asparagus pee. I've wrapped them in bin liners and tape for now :/

Virgin just came though, and I have wifi so there's that.

Also the oven is fancy. It's a Smeg range thing. It's very big, shiny and new so hopefully going to get some use out of it.

Slept on the floor last night with a load of tote bags on pillow duties. Woke up with sooty cat prodding me after he finally emerged from behind the washing machine. Haven't had a shower as clothes/towels etc. were in van, along with wallet (I hope).

Have been living on tomatoes and tap water. Send help.

I'm WFH tomo, best plug the iMac in...

Sounds nice.

No deliveroo in Plymouth?

Just looked and they do! Not quite the range we had in Brighton but if it'll let me change address without entering card details it's a winner.

If you said today when I have an empty house apart from a computer I'd be well up for it. If I tried it tomorrow I'd be signing my own divorce.

Sounds dreamy. Photos pls!

Damn... wonder if I can get away with sneaking out the office... also, congrats!