Owning your own home

Drapes are just expensive.

I want a detached house in its own plot, in an ideal world with outbuildings- yet still able to cycle into SE1, where do I look?

https://www.royal.uk/royal-residences-buckingham-palace

Seriously though we can't tell you without knowing your budget.

^^ catford, obvs.

Or how far you're willing to cycle.

@Dramatic_Hammer go to IKEA. They do "long drop" curtains of around 3m (we have a 3m high bay window) then get some curtain lining from a reputable haberdashery and take them to someone who knows what they are doing to sew it all up. You'll only end up paying about £250 inc sewing for all that.

https://www.royal.uk/royal-residences-bu­ckingham-palace

Seriously though we can't tell you without knowing your budget.

I'm not living in Victoria!

Not sure on the budget, a flat in my block which is smaller than mine just went on sale for £475k, if it makes that then I'm going to have to reconsider what I think mine will make.

We have £300k equity from the current place, and I could (from a brief play with the HSBC calculator) get a mortgage for 600K, although the prospect of that has me frankly terrified.

With some more work on the HSBC site, picking a value of £750k gives a monthly repayment of £1,694 which is ok, so lets pick that as the ceiling price.

Thanks, I'll see if any of them meet with Mrs Hammer's approval. At the moment she's after green velvet and the current leading swatch is £42/m :o

Play with this... https://www.zoopla.co.uk/travel-time/

It's not perfect and is not set up for cycling but you can fiddle with it to try to find an area.

Give Bickley, Orpington, Chislehurst and the surrounding areas a go.

If you're into SE1, it's an easy route and there's plenty of detached properties with gardens well within that budget.

it doesn't sound like much when you consider the monthly repayments look positively benign. still brown trouser territory tho. i blame crippling imposter syndrome.

SE1

tighten that chain!

Which road on the Corbett have you ended up on? Did you gazump amey on the killearn place? If so, I owe you a beer.

we ain't got shit yet, boss - it's still all in the ether. good luck getting anyone a beer tho
#drycounty

I have this place saved. If I suddenly sell my house (and I've not put it on the market) then I'll look back and see if it's available. In the meantime, easy cycle to SE1, 5 bed detached with a 50sqm (!!) garage. Been on for 6 months so maybe worth an offer.
https://www.zoopla.co.uk/for-sale/details/43396407/

There is one for cycling somewhere, I'll see if I can dig it out...

Found it - https://www.findproperly.co.uk/faster-by-public-transport-or-bike.php#.WbpNlP6ouUk - looks like it only does bus and tube, not trains, as I'm fairly sure that train to CLJ or VIC is faster than cycling there for me...

EVERYTHING sorted, get the keys on the 28th... I'm very happy... 🤗

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What are the repayments at 6% and 12%?

More, and MorePlus

12%?

At this point the likelihood of being employed is so small that you'll have a whole host of bigger problems to worry about

El Castillo de Slain is magnificent!

Check this out: https://www.onthemarket.com/details/3999024/

Needs 'modernisation' but #datcroquetlawn

dat topiary...

#weirdest bonror

Dem hedges

I'd be terrified about looking after that. I can barely keep a pot plant alive.

Yup. Think our most expensive set (thermal-lined, decent material) was £800 for a similar-sized bay window.