The two-factor auth requires a working smartphone though, no? So, slightly better than the keyring option but still annoying. It doesn't have to be free banking either, just not banking that requires £5k in the account at all times to avoid charges.
@hippy started
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The two-factor auth requires a working smartphone though, no? So, slightly better than the keyring option but still annoying. It doesn't have to be free banking either, just not banking that requires £5k in the account at all times to avoid charges.