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@hugo7
Both true. But for me its the whole package - frames, wheels, components, etc. I just think that now is not the time to jump in unless you're very certain of how you think you will benefit. In 1-2yrs, sure.
One of the other points I was going to make is that as it's steel converting to/from cable/electric is a fairly easy fix. Whereas even though you can make mods to switch to disc there are a lot more considerations for the F&F.
So all in all as the main benefit (to me at least) of discs is the all weather application it doesn't seem worth it for a nice road bike.