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@Alfie
I went overdrawn the other day, which made no sense to me. Checked my statement, realized I had forgotten to cancel the standing order for rent at my old gaff which I left a couple of months ago. Two extra payments sent. Oh shit, cancelled the standing order and rang them up to let them know. Checked my statement a couple of days later, and now it's only showing one payment sent, and apparently I've never been overdrawn. Wut? Can you retrospectively cancel a standing order? Now the old gaff landlords must think I was trying it on asking for two months refund. FFFFFFFFuuuu.