Let me know what you find out. I have been experiencing the same problem with insurance for the S-Works now that it has stupid wheels.
Question: if you have a 1500 wheelset that takes you over the limit for the bike, could I just list the bike with my training wheels on - which have a value of approximately 150 instead? That would probably keep me below the 4k cap... Maybe.
Let me know what you find out. I have been experiencing the same problem with insurance for the S-Works now that it has stupid wheels.
Question: if you have a 1500 wheelset that takes you over the limit for the bike, could I just list the bike with my training wheels on - which have a value of approximately 150 instead? That would probably keep me below the 4k cap... Maybe.