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@vinylvillain
I like the DC concept - supposed to be replacement for the defender, not a countryman rival - looks,awesome in the flesh, I saw it at Goodwood a couple of months back on a photo shoot.
No matter what cr you get, if you live in London and are 17 you are fucked one way or another - if you have the cash insure it in your own name, as at least that way you will build up some no claims which willmgetmthe costs down sooner than being a named driver.
I would look at getting a second hand Panda 100hp - best fun little car with cheap insurance by a mile, will shit on the mini.
E.g
http://pistonheads.com/sales/3655332.htm