don't know about insurance, but there's the "property guardian" thing to prevent squatters/thieves, eg. Camelot. rents are relatively cheap, but you can get moved on with little warning. pretty sure some forumers do similar but wouldn't want to put forward someone else's info.
don't know about insurance, but there's the "property guardian" thing to prevent squatters/thieves, eg. Camelot. rents are relatively cheap, but you can get moved on with little warning. pretty sure some forumers do similar but wouldn't want to put forward someone else's info.