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London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
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@TM
If in doubt, insist on paypal (not gift!)
If you have to, add the equivalent of the fee to the total and cover it yourself. Paypal will sort things out if anything goes wrong... it's worth paying a little extra for that peace of mind.
I don't use credit cards, so I'm not sure about the protection they offer.