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  • What's not to see? If you have a spare £5k in cash and don't want any risk a cash ISA is about the best you can do. You can leave it for 12 months or 50 years and you don't pay tax on the income which is a bonus if you're a higher earner.

    What's your better alternative?

    I'm saying that Cash ISAs are the simplest, safest option for most people. You're asking me... what?

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