If you want to be certain of always having 10 grand and no less - cash ISA or premium bonds.
If you don't mind locking some away for a year or two (really could be a 5 years plus) - stocks and shares ISA.
To get a decent rate on cash ISA you need to commit to a year lock-in I think.
If you want to be certain of always having 10 grand and no less - cash ISA or premium bonds.
If you don't mind locking some away for a year or two (really could be a 5 years plus) - stocks and shares ISA.
To get a decent rate on cash ISA you need to commit to a year lock-in I think.
More or less what Hippy said.