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@CYOA
In other news, are there any legitimate ways to check your credit rating? I just applied for an online business account with HSBC (have a current account with natwest - debit and credit) and got declined.
I've only used the credit card about 5 times - all of which I've paid back in full within a couple of days.
I've been overdrawn (within an amount agreed with my bank) within the past 12 months - but otherwise fine.
I've been accepted before by credit agencies when it comes to paying off big things - like stupidly expensive cycling equipment.
Googling credit rating is obviously no use as I get 100,000 sketchy looking websites.
Any way to find out why I was declined?
I'm applying for a Business Direct account with them, for expected annual income of less than 500,000. I don't need and didn't ask to borrow money.
In the words of Mike LaFontaine, WHAAA HAAAAAPENED?
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