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Webof

First Direct FTW.
I know it is part of HSBC but I have literally nothing bad to say about FD.
£100 to transfer to them too.

No keycard thing for iBanking (although they are thinking about it).
I have re-upped my overdraft at midnight the night before a big direct debit no probs.
Call centre staffed by humans who AIM TO PLEASE rather than AIM TO ANNOY THE LIVING CRAP OUT OF YOU.

+1 they are pretty much the best bank I have ever been with

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