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@sasoph
hippy: that eHow page says:
"If you're a buyer and need to reverse payment to a seller, log into your account and look at the transaction. Select the details and choose the "Refund Payment" button. But this only works if the seller hasn't yet claimed the money, which is shown by an Unclaimed icon. If the seller already claimed the item, you'll need to formally dispute the charges."
MacReady's right about the 45 days after payment:
http://pages.ebay.co.uk/help/seller-protection-faq.html#Is%20there%20a%20time%20limit%20for%20a%20buyer%20to%20place%20a%20case?
There might be wriggle room:
"Exceptions may be made to buyers based on factors such as member account information, listing information, item location and postal method."
I'd try contacting the eBay customer support...
Good luck.