Investment & Investing

Yeah I'm less interested in 'speculation' although I have great respect for those who can make a great deal of money from it, its not really a skill I have or I think can be easily taught.

The value of money not invested can only go down, prick

Nice safe low risk stocks and share isa from a high st bank then. They will stick your money in safe shares (like themselves, government bonds etc) and you can always get your money out. You are unlikely to lose anything but you need to be willing to leave it for 5+ years to see any profit. Or you could go medium risk, double the risk factor but also the gain factor...

BTW i am absolutley no expert! Have just been doing my research since my first investment in January.