I don't think anyone used to save 40%, unless they were in the upper tax bracket. Pretty sure it's got worse recently. Doubt you'd save 20% now.
If I got 600 worth of stuff id only pay 345 finally which is 42% saving off rrp. The cycle scheme always works out tonnes cheaper.
@spenceey started
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If I got 600 worth of stuff id only pay 345 finally which is 42% saving off rrp. The cycle scheme always works out tonnes cheaper.