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@Bike_Destroyer
I get so pissed off with these insurance companies. So many have clauses in their policies which basicaly stops most being from being eligible for a payout when they most need it. Surely this is a crime against humanity?
I read all of the T's and C's of the PetPlan insurance (I think all of them have this clause) and it states that you're pet is only covered if it has a dental every year. Who does that as a standard proceedure for their dog? As far as I'm aware, not many, which means so many people will be out of pocket after spending of money and years on their insurance.
Does anyone else think it might be worth putting money aside into a pet fund rather than paying for insurance?