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@O'Shane
TPF&T was more expensive than fully comp for me.
Second year of payment on a Ins grp.6 carwas £1k. That's with 2 family members. The car is 15yrs old.
If I get a Skoda Fabia. Ins grp.12 quotes are in the region of £1300 with just me. But as the car is made after the tax system changed tax is only £100 instead of £205.
Limited mileage doesn't change it unless you're going crazy miles.