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@a_person
http://maps.google.co.uk/maps?f=q&source=s_q&hl=en&geocode=&q=main+road+romford&sll=53.800651,-4.064941&sspn=19.616064,39.506836&ie=UTF8&hq=&hnear=Main+Rd,+Romford+RM2,+United+Kingdom&ll=51.58648,0.199184&spn=0.00122,0.003433&z=19&layer=c&cbll=51.586504,0.199392&panoid=C_RdiCmC5BTct3VBcWF0Xg&cbp=13,262.85,,0,8.45
oncoming traffic (2 lanes)
the inside lane (turning right onto balgores lane) was backed up as far as i could see ( the bit of lane before the box was filled, the box was free and there where cars the other side of the box) the box junction was open. the outside lane was free for about a 2-3 car lengths (trhats as far as i could see)
as i turn right into heath drive a car came out of nowhere (coming down main road) and i hit the wing and door resulting in a broken collar bone (which is twisted, i need to get it check out properly, one doctor said it needed surgery and the other said it didn't so i still don't know what i'm going to do yet)
i cannot remember if the outside lane (to go strait down main road) was up to the box ( in between the lights and the front of the box, i think it was) or not and the man was coming across it or if the lights had just changed (every other car was stationary)
the man has insurance and i have his details, the police gave them to me
if it is my fault what do i do?
ive rung the bloke and he started getting really argumentative down the phone saying he didn't want to take it through his insurance and he wanted me to pay
i can see his point about losing out on his excess and no claims ( EDIT i have been reading up about insurance and realized he chose how much excess he has so it isn't my problem)
but an accident is a accident