• i was in a accident yesterday
    i don't think it was my fault but its not for me to decide,
    any way the man wanted to do it outside of his insurance because off excess and no claims, and wanted me to pay for it
    i said insurance is for accidents and its there for a reason, but the he went on and said he didn't want to loose his no claims etc
    at this point i handed the phone to my dad because I've never had an accident and not sure how it all works, there was a bit of arguing then some one hung up (not sure all i saw was the phone put down)
    i rang the police, told them everything, they said they always recommend putting it through the insurance

    where do i stand with this?
    i didn't get any witness because i was in the back of an ambulance and not really sure what to do, i thought it was just an accident, what happens if they think its my fault

    thanks
    dean

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