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  • I went into Alliance & Leics last year for free advice on stock ISA, only chose them because its where I had a cash ISA already. They have to run through a kind of idiots guide which is useful, but basically common sense. I ended up starting an account where a monthly deposit is spread across 4 different funds, which give a balance of risk and potential return that I'm happy with. Early days and I'm in it for the long haul and so far looks good.

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