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@Fox
Actually that would almost certainly be an unfair term, even if something similar was in there you could (quite convincingly) argue it was unfair. It's the Unfair Terms in Consumer Contracts Regulations 1994, act, plain English explanation.
With credit card agreements you can reject some changes to your terms and conditions - basically it is a contract, so you don't have to enter into it unless you want to. This could be hit and miss as it has mostly been used to reject interest rate rises, but worth a go. See here, Step 4 'Has it behaved unfairly?'.
Personally though I'd probably just leave, I'm with Capital One world cashback and I'm very happy with it - I've had 1% cashback for years but now also get an extra £10 'bonus' in January (the month the cashback is paid). I think someone told me the other day they charge an annual fee now though, if they do don't bother, I don't pay a fee but that could be because I've been with them for years.