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@Bra_Jesters
It seems common sense that the least vulnerable party in any accident should initially be assumed to be responsible. Key word being initially.
Logically, and I concede that most people are pretty illogical, however, logically, you would assume that the most vulnerable party would be aware of their vulnerability and therefore be taking a lot more precautions. Those who are less vulnerable feel safer and so take more risks. As a rule of thumb, generally I think that's fair.
Driving a car is actually quite a big responsibility, in that you are in charge of a machine that can quite easily cause fatal injury. I think it's good to encourage people to think of it in that way.