You'd be better off saving the money you'd pay in insurance premiums so if you're bike is nicked you've some money to buy a new one.
Self insurance - I tried to do the sums on this and I'm not sure that they work out. I reckoned that you'd need to go for at least 5 years with no thefts for it to work. So far I'm at three years with no thefts so maybe there's something in it.
Personally, a decent lock + decent insurance = peace of mind.
Self insurance - I tried to do the sums on this and I'm not sure that they work out. I reckoned that you'd need to go for at least 5 years with no thefts for it to work. So far I'm at three years with no thefts so maybe there's something in it.
Personally, a decent lock + decent insurance = peace of mind.