• so who pays for the damage to the car?

    Do any of you have third party liability insurance to cover the extreme rarity that a cyclist might actually be in the wrong.

    I don't, but our roads can in no way be compared to those in London. I have had my car damaged by a cyclist who thought he could track stand and landed on my front wing at a set of lights. My pocket was a tad lighter by the time I had paid for the repairs.

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