I have been credit crunched!

Well I work for the HSBC and we have the idea that we are part of the bank drummed into are heads relentlessly.

No but I don't use my surname unless its on something official so have just written an "X" in its place for as long as I can really remember.

do you just have the driest sense of humor ever or, when you say you work for HSBC, is that like your other claim to be the real author of the DaVinci code?