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@stevo_com
Banks are odd mysterious places. I got a 'we're gonna send the boys round if you don't pay up' months before I was due to start paying off a graduate loan. Then out of the blue they cancelled the overdraft on my current account. I say out of the blue, a helpful chap at the branch said he just noticed that the bank was due to cancel my overdraft that day so he rang me to suggest I should get to a cash machine and lift as much cash as I could to last me the 5-7 days it would take to reinstate my overdraft. Which they eventually did.