Owning your own home

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  • Ah Ok. The same largely one-sided deal as shared equity purchase I guess.

  • Except you don't have to pay rent on their share of the equity...

  • Haha, actually it probably will in the short term! Probably dump some guitars in there as well and a TV so it'll be a bit of a miscellaneous hobby dungeon. For a long-term flat dweller it'll be a revelation to have a room that you can make (almost) as much noise as you like in without disturbing any neighbours

    Long term I guess it would be nice to bash that wall through into the kitchen and open out the whole ground floor so it doesn't feel dingy in there but I don't think we'll be doing it any time soon. Got to pay for the plastic lawn first

    @wence thanks, sounds great! We saw a lovely flat on Cornhill Terrace but it sold before we were ready to start going to viewings, and been looking for something similar ever since

  • Feel like you showed this to me when I came to yours?

    Great example of the vertical door handle genre anyway. As with all blue LED houses, just needs some sick stance...

  • 601 must be gutted they missed out.

  • a shiny XXL chandalier

    That's another thing for the list

  • Bit confused by this statement:

    "You will recall that the Proprietorship Register also records your address for correspondence for the Land Registry. It is essential that this register is kept up to date because if anyone tries to register any claim or interest against the property, the Land Registry will first serve notice on these addresses giving a period of 14 days within which to object. If no objection is received the Land Registry would be likely to register the claim which may not then come to light until you come to sell or re-mortgage the Property.

    You must remember to notify the Land Registry of any change of address in the future.
    Another way to protect yourself against Property Fraud is to register with the Land Registry Property Alert system. This is free and can be done via their website: https://propertyalert.landregistry.gov.uk/ . Once you have signed up to the service, you will receive email alerts when certain activity occurs on your monitored properties, allowing you to take action if necessary.”

    it from an email sent to us by solicitor who we have no desire to interact further with due to the trauma she caused.
    google tells me how to change the name on a title but i can’t find a layman’s explanation of the Proprietorship Register apart from the there levels, do we need to do anything?
    we have a new copy of the Register of title.

  • This might be one for @Brommers ?

  • It's also notable how these soulless conversions also delete all plant life/habitat.

    Last one is so bad it makes me think violent stuff. In Berlin there would be a happy sparrow colony in those bushes.

  • Don't really know about the first half but the Land Registry Property Alert system is really easy to register for.

    Go on there, put what you want to be alerted about (may be both freehold and leasehold possibly) and you'll get an email if there are any changes applied for.

    It's a good idea for everyone to do it.

  • If the frame had a wood effect foil on, maybe that was faded or starting to peel.
    Otherwise they just didn't like the original colour.

  • what the fuck is wrong with people? and what is their obsession with paving a MASSIVE drive and removing all plants/trees?

  • You can protect the title as well - think it costs £30. We just did this when we remortgaged.

    Any changes to the title will include paperwork being sent to the address in question for confirmation. Or something like that.

    It sounded worthwhile considering the alternative is the 14day thing where you need to be fortunate to notice anything dodgy going on! Madness that’s the default.

  • what is their obsession with paving a MASSIVE drive and removing all plants/trees?

    They want at least six cars (because their spawn, who are in the early twenties, are still living with them)

    They don't want to have to maintain a garden

  • They don't want to have to maintain a garden

    Have some sympathy for this tbh

  • their spawn, who are in the early twenties, are still living with them

    While I'm not a fan of the house/garden/cars, we need more multigenerational households for lots of reasons.

  • They don't want to have to maintain a garden

    Have some sympathy for this tbh

    Then pay someone to do it. It's a lot easier and cheaper than building maintenance which they don't seem to have a problem with.

  • But not ones behind big electric gates. Families x communities is the collab the world has been waiting for.

  • multigenerational households for lots of reasons.

    Then pay someone to do it.

    Uh - what about the free labour?

  • I have a garden and it isn't easy or cheap to pay someone to maintain it - you can get gardeners in but they are expensive and don't do everything.

    Don't get me wrong, I like having it and wouldnt consider getting rid, but it definitely requires more constant and skilled maintenance than the house does. The house doesn't grow (or die) if you ignore it for a few months.

  • You could swap out your planting for the kind of thing that contract gardeners do well. It's a million times better than replacing it with hard landscaping.

    The house doesn't die but a problem in one place that doesn't get spotted for some reason can quickly spread and end up costing a lot of money. I had some cracked valley tiles that led to some damp in the rooms below and lots.of hassle, dirt etc. The hydrangea that died is easily replaced with another, or ignored, and the plants around it are fine.

  • You can't ague that maintaining a paved then epoxied stone wasteland is as hard or harder than it's organic equivalent. I mean, if you have trees, birds go in them, and then they shit on your car, meaning you have to clean it. OUTRAGEOUS.

  • it isn't easy or cheap to pay someone to maintain it - you can get gardeners in but they are expensive and don't do everything.

    Yeah I was going to say which continent are we talking about.

    Imo a big part of it is lack of knowledge/imagination. We redid our front. A few people suggested making it so we could fit 3 cars, but we wanted to keep plants. However, we did purposely reduce the size of the beds for ease of management (although we added a bed to make up for the loss).

    I've put quite a bit of effort into coming up with planting ideas, but it's only easy to come up with low maintenance planting if you have some knowledge of gardening.

    It's still not maintaince free tho.

  • They don't want to have to maintain a garden

    ...

    Have some sympathy for this tbh

    I don't tbh.

  • it's only easy to come up with low maintenance planting if you have some knowledge of gardening

    It's only easy to come up with any planting if you have some knowledge of gardening. I haven't a clue anymore than I know what kind of brick is good for building a wall. I do know how to select the right size conductor when wiring a new circuit but that doesn't help much as I'm not allowed to do that. End result is I end up getting someone to do all three. If you enjoy gardening then more power to you but if you would rather go and ride your bike while someone else mows the lawn then that works too.

    A paved front garden still requires maintenance. Over time the ground will shift and the paving will not be level anymore. A bit of turf moving probably doesn't matter unless you are playing bowls or something.

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Owning your own home

Posted by Avatar for Hobo @Hobo

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