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'Potentially' causing damage suggests that it isn't actually doing any damage and hasn't done any damage, in which case, keep the tree. The mere fact that the roots might or might not go underneath the garage is irrelevant. Apple trees aren't particularly bad as far as subsidence is concerned. Nothing like a willow or oak, at any rate.
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Eagle F1 Asymmetrics are my favourite, even though I've got Pirellis on the RS6.