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Is this still the case? Which 3 agencies are you talking about?
https://www.gov.uk/government/news/online-credit-reports
Credit reference agencies:
CallCredit
Equifax
ExperianThey do a statutory report:
https://www.experian.co.uk/consumer/statutory-report.html
hippy-
As far as I know, yes.
Except that CallCredit is called TransUnion.
Your gov.uk link is 12 years old - The £2 was under the DPA. GDPR now makes the statutory reports free.
NotThamesWater
You get credit reports for free from all three UK agencies (it used to be £2 under the DPA, but is free under GDPR).
This shows all the data that has been collected from your financial history, and is the basis of any credit decisions (and address validation, among other checks).
Anything else is something different - a score, for example. These offer interpretation of the data available, and are entirely proprietary to the agency, and may not reflect what a bank, for example, might consider as a reflection of a) your credit worthiness, or b) your value as a fee paying customer.