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  • When doing credit checks for mortgages do people normally use Equifax or Experian? I remember using one of them for free many years ago and having to cancel it so it wouldn't bill me. Is it pretty much the same story these days?

  • gets on soapbox

    Credit scoring is a scam, just make sure you are on the electoral roll and don't have any missed payments. No point signing up to anything.

    gets off soapbox

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