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  • stick with Nationwide - our remortgage took around 10 weeks but got a 5 year fixed at a very low rate (before it all kicked off luckily)

  • We managed to get a fixed rate in about 2017/18 on last bit of ours, at the time it wasn't the absolute best rate, but it mean't we had a known monthly outgoing and an exact date that it would end. Financial advisor told us back then that interest rates were unlikely to ever be lower and wasn't a bad time to fix, though it might go lower and please don't sue him. Turns out it was the right advise. Just wish had talked to the same guy about energy rates, ah well.

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