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we spoke to the forum approved broker yesterday and it’s due to whoever has the best deal at a particular time being swamped and it moves around as people get pissed off and move on to the next good deal.
our buyer is with Barclays and we are waiting for a final decision hopefully today or early next week.
he did say we were lucky it wasn’t nationwide!? sorry to not be giving you good news.
a while back it was halifax who had huge delays and a lot of people just gave up and went elsewhere. -
There are some lenders that do automatic income verification and electronic valuations subject to loan to value and credit score.
I’ve had an offer out in 7 minutes recently, though if your mortgage requires some underwriting, every lender is pretty shit slow at the moment.
You wouldn’t want to lose your 7 week old rate with Nationwide…
Did you apply directly, or are you using a broker who can shout at their business development manager?
I’ve successfully escalated slow cases for some of my clients by doing this.
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Mr_Smyth
Acliff
@S_b
Anyone had any luck with fast turnaround on mortgage applications lately? Nationwide been fucking me around for over 7 weeks now and I can’t be arsed with it any more. 14 working days per document uploaded to review!