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I guess it depends how at risk of flooding it is? I personally wouldn't buy a house actually at risk of flooding as 1) it would be shit if your house flooded and 2) if it does flood, flood risk increases, or insurers get less keen on flood risk after some big losses then potentially the cost goes up or you can't get insurance, which would suck...
I think most of London is at risk of flooding, my last flat was and my current house is, no issues with insurance or flooding so far.