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I finally got around to having a look at these and Laka, Yellow Jersey want something like £500/year to insure the Shiv. Just not worth it. hellogetsafe wanted my entire life before I could even see their costs so they can get fucked (and their bike coverage is £500/bike which is jokes).
Might try and batch contents with car insurance and just leave the bikes out of it. Admiral have a £5k limit or something on bikes so they're not much use either but will cover the rest of the stuff.
Thanks for the tips anyway.
Lloyds works out at 70/month but it's Buildings and Contents with some specified expensive items covered in and out of home. So better than just the bike insurance companies.
hippy
On home insurance, we're in a medium risk flood area which means our choice of insurers is a bit limited. Our insurance was £140 a year through the Post Office, then at renewal they said it was going to be £237..! lol, no.
I did a lot of shopping around and this German company called Getsafe came up - ended up costing us less than £40 for a year. It's suspiciously cheap, but the cover is definitely right, so all I can think is that they haven't got access to the UK 'likely to flood' map or something.
Anyway, might be worth a go @hippy and of course they do referrals too. £15 credit each I think this gets you.
https://www.hellogetsafe.com/en-gb/referral?n=Peter&r=V3VX-7VRW&s=1
@chrisbmx116 might be helpful for you too