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A friend recently retired and moved to Arizona and had a similar experience.
A person listed a house online and sold it to my friend. He put a large cash deposit down and arranged a mortgage.
Three months later sheriff’s deputies showed up to kick him out. The previous owner had not made mortgage payments for six months.
My friend lost all his retirement savings, scammer disappeared without a trace.
davidual
https://www.bbc.co.uk/news/uk-england-essex-59069662
House sold by someone impersonating as the owner, no crime has been committed (apparently)
Buyer is now legal owner of a house the original owner did not sell.
Law is hard.