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I've had problems in the past crosscutting with a track saw and new blade on more exotic species of timber the worst being wenge. Not so much in terms of surface chipping, although it has happened, but when the saw breaks through on the side at the end of the cut. A blade with a high tooth count certainly helps so I've got into the habit having one that I put on when doing such cuts.
@Bobbo
Agree with everything you say, but on a plunge saw it's less applicable as tear out as the splinter guard should prevent it on the keep side of the cut provided its decent and not worn out. I've never tried to into MFC though.